Bass Directs..."Take Away"

[bubinga5]

Anyone been tempted by Bass Directs "take away" bass buying option...i guess they check your credit rating and all....there is a lovely JO 5 with Audere and Barts for £899... not a bad price with those upgrades...

seems great if your not good at saving...

[url="http://www.bassdirect.co.uk/bass_guitar_specialists/Lakland_Joe_OS_5.html"]http://www.bassdirect.co.uk/bass_guitar_sp...d_Joe_OS_5.html[/url]

i really think its the best bass shop in the UK..Marks even got Ken Smiths coming in!!! Bass heaven..and only half an hour away.. yey!!! if i had unlimited cash this is where i would go... better than the Gallery IMHO..

any thoughts..

Edited November 18, 2010 by bubinga5

[Shire]

Correct me if I'm wrong, but isn't it interest free too? A lot of music shops are doing this now, I think its a government backed scheme to encourage more people to play music.

More info: [url="http://www.takeitaway.org.uk/"]http://www.takeitaway.org.uk/[/url]

[lojo]

[quote name='bubinga5' post='1028049' date='Nov 18 2010, 03:32 PM']any thoughts..[/quote]


On the bass or about getting into debt ?

[Mike]

Not half an hour away for me ;-)

But cheers for the headsup!

[lojo]

[quote name='Shire' post='1028098' date='Nov 18 2010, 04:09 PM']Correct me if I'm wrong, but isn't it interest free too? A lot of music shops are doing this now, I think its a government backed scheme to encourage more people to play music.

More info: [url="http://www.takeitaway.org.uk/"]http://www.takeitaway.org.uk/[/url][/quote]


Im very cynical, there are better ways to encourage music then tempting people into getting into debt for an instrument they might give up on after a few weeks

And its only 0% if the outlet won't do a better deal for full payment or cash up front


Basically stage payments sell items, its just DFS with instruments

[Earbrass]

[quote name='bubinga5' post='1028049' date='Nov 18 2010, 03:32 PM']any thoughts..[/quote]

Well, of course, it's up to you, but my advice would always be:

If you don't NEED it, don't get yourself into debt to buy it, however good a deal it may seem.

[Gust0o]

Of course, it's a credit agreement - but as it's interest free it should have some appeal.

The debt issue is always one which raises it's head. You needn't avoid debt, you should simply manage it - the priorities upon which we've had the wrong way round for some time.

I think it's a great way of picking something up and spreading the burden of cost, on face value - and the JO would be a lovely way to do so!

[Toasted]

[quote name='Gust0o' post='1028112' date='Nov 18 2010, 04:16 PM']The debt issue is always one which raises it's head. You needn't avoid debt, you should simply manage it - the priorities upon which we've had the wrong way round for some time.[/quote]

+1.

[JTUK]

Bass looks great..

[Buzz]

Mark (poptart) will probably be along shortly to answer questions.

Edited November 18, 2010 by Buzz

[Bass Culture]

[quote name='lojo' post='1028107' date='Nov 18 2010, 04:14 PM']And its only 0% if the outlet won't do a better deal for full payment or cash up front[/quote]

Not entirely true. I was in Lancaster the other day for a meeting and popped into Promenade Music, where I tried a lovely Marleaux bass, which I was sorely tempted by. I took a massive amount of will power to pull myself away, especially as I was offered £300 off the ticket price even on the 'Take it Away' 0% interest scheme! Still prevaricating about it now...

[Truckstop]

Prevaricating is a great word.
Congratulations!

And, oh no.
Now there's no reason for me not to buy that MTD KZ6.

Truckstop

Edited November 18, 2010 by Truckstop

[Pete Academy]

It's a good scheme. Shop and buyer friendly.

[bubinga5]

well you could say its being in debt...but i think thats a bit harsh as there is no interest like most banks and other companies will give you.....how many people have mortgages? its not like its thousands of pounds...yes of course you have to pay the amount billed but its still great for people who are responsible and would like great instrument but are rubbish at saving..

OR...on the other hand maybe its better to be patient, and work hard to save up for it.... then again the instrument may be sold by then...?

im wondering Marks views on (for example) half way through payments, someone gets made redundant etc..?

i will ask mark and maybe he can chime in...

[BottomEndian]

[quote name='Truckstop' post='1028146' date='Nov 18 2010, 04:33 PM']Prevaricating is a great word.[/quote]
It is, but to prevaricate is to lie, or to intentionally give a false impression. Not sure how it applies here, unless Bass Culture's lying to his/her significant other to give a false impression of how much money will be leaving the account each month.

[farmer61]

I bought a bass and an amp on Take it Away from Mark at Bass Direct.

Peice of preverbial p*ss, no issues at all, would recommend as a way to bring forward a purchase. Obvioulsy it does have all the normal pitfalls of a credit agreement.

[farmer61]

[quote name='Bass Culture' post='1028142' date='Nov 18 2010, 04:31 PM']Not entirely true. I was in Lancaster the other day for a meeting and popped into Promenade Music, where I tried a lovely Marleaux bass, which I was sorely tempted by. I took a massive amount of will power to pull myself away, especially as I was offered £300 off the ticket price even on the 'Take it Away' 0% interest scheme! Still prevaricating about it now...[/quote]
procrastinating? not sure on spelling

[bubinga5]

Farmer does a credit check come into play? Pitfalls?... my credit rating is not the best...

Edited November 18, 2010 by bubinga5

[franzbassist]

The [url="http://www.takeitaway.org.uk/"]Take It Away[/url] scheme is made available through the Arts Council.

[franzbassist]

[quote name='bubinga5' post='1028186' date='Nov 18 2010, 04:59 PM']does a credit check come into play? Pitfalls?... my credit rating is not the best...[/quote]

It's a loan, so yes.

[Stingray5]

[quote name='bubinga5' post='1028162' date='Nov 18 2010, 04:43 PM'][b]
im wondering Marks views on (for example) half way through payments, someone gets made redundant etc..?[/b][/quote]
Check if there's some sort of payment insurance built in, or whether it can be added. Of course, if it isn't, that would add a pound or two to the monthly payments.

[bartelby]

I was really tempted to get the Black 4 string Dingwall Afterburner ABZ from Mark using Take It Away, then someone on here went and bought the bass in question

[Cat Burrito]

I've used the Take It Away Arts Centre Scheme a couple of times. No issues. All long paid off now & forgotten. I'd recommend it. I appreciate the issues around debt but it's 0% and as long as you are sensible, it shouldn't give you a problem.

[MythSte]

Aye, Ive used it twice, once for my jazz and once for a cajon. No problems what so ever. I know what your all getting at about debt but for some people budgeting in an extra monthly bill is much more feasible than a huge initial outlay

[oldslapper]

[quote name='bubinga5' post='1028162' date='Nov 18 2010, 04:43 PM']OR...on the other hand maybe its better to be patient, and work hard to save up for it.... then again the instrument may be sold by then...?[/quote]

Bubinga, I'm not sure if this is always a good reason to get into a credit agreement sir.
This is undoubtedly a great guitar, but it's not the only great guitar on the planet, and there will be other great guitars in a years time, or however long it may take you to save up £800 or so.
Who knows, if you did get this on credit, whether you will still have it in a years time, if you're anything like me .
I think there's some legal stuff about selling things that are still on HP....someone will know here.

All I'm saying is the eye can want for pretty things and can get us into all sorts of trouble. Perhaps patience is best??

As an aside, the guitar I've had for the longest is the first one I ever saved up for and bought outright.....