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Sorry to hear this. Lovely looking bass. Mark does a top notch job, I must say. Sadly, this all adds to my reluctance to use couriers 😞

Hi Kiwi Thank's for the reply, Im contemplating do my own 90-10% CF/Wood neck or i could just buying one to avoid the faff..(i have a cnc and access to a vacuum system) Profile and Radius sound good but Bridge spacing is/would be directly related to the nut spacing,you want a consistent overhang so your strings aren't falling off the board at the 24th Cheers

I dont work in general insurance but I'd say thats apples and pears, an insurance policy that covers mulitple options with exclusions is different to a one off contract for a specific purpose. The point i made is that when the agent is presented with information on the item being transported, the exclusion shouldnt apply if they have accepted the insurance premium. Contracts are two way, if the insurer doesnt know whats in the box the exclusion can apply but i still fail to see how if the insurer knows whats being insured, that the item cannot be insured that they can accept the premium. that act in itself would fail to meet FCA principles surely? Jonny

So in the case you are talking about, you are effectively talking about the Post Office, and the salesperson there who has taken your money as an agent for the insurer, correct? On this basis, the insurers/parcelforce will 100% decline the claim and you would stand zero change of overturning that, so I guess what you're actually left with is taking the post office to court, with any legal assistance you have have with your home insurance or similar. The prospect of success there would be so low I doubt any no win no fee would take it on for you. What would you be relying on, CCTV, audio recordings at the desk? You'll have nothing to prove you were told the wrong thing. And the terms and condition explicitly state the guitar contents of your parcel are not covered for enhance protection. Of course, there could be things in the package that are covered, the guitar case perhaps, string packs in the case etc so you have still been sold insurance for the right reasons, complicating it further. Don't get confused with PPI and all that business, entirely different kettle of fish. Here we're just talking about straightforward exclusions in an insurance product that you're choosing to buy, and are only able to buy after you have confirmed you have read the prohibited list. Best advise; don't use Parcelforce if you want you're guitars covered, and definitely don't on the basis that you can challenge them if something happens. You'll lose, sadly.

Wordy Rappinghood - Tom Tom Club

PM'd

Travelling without Moving by Jamiroquai (the actual song, as opposed to the album) - the bass break in the middle, and that fat, growling, mean sound lit a fire in my brain that's not gone out since!

I own this and it's great for silent practice. Bluetooth aux in, rechargeable battery, tuner, NAM captures, IR etc. It's also absolutely tiny: https://www.sonicake.com/products/pocket-master There's also these which look great, no experience of them though: https://www.sonicake.com/collections/multi-effects/products/smart-box https://www.valeton.net/product/gp-50/

I think we are talking about two different things, i am talking about the employee and customer interacting, not the designed process. Im no lawyer, and havent worked in insurance litigation, but as i said, I believe that if its discussed and the agent takes the money I'd still say its insured, as otherwise the employee is taking money they are confirming cover of the insurance policy, but what your talking about is a process where that doesnt happen. The clicks wont work that way online and id imagine the scripts for the process prevents such an occurance. like you say "if they dont ask the questions properly" that could cause a problem. The tick in the T&C's is to show the firm hasnt hidden exclusions and the person knows, but if the agent acting for the insurer deviates from the T&C's, accepts money and confirms cover my understanding would be the FCA or ombudsman would view that as accepted to vary the insurers terms and conditions. As i said if you are discussing it with the employee and they know whats in the box, they cant take money for insuring it if its not insured. That is the whole basis of the years of PPI refunds of employees accepting insurance payments for situations they knew were not insured. But as i said i dont work in insurance litigation. Jonny

Update. I'm in. The band were supposed to audition another bassist tomorrow, but he forgot about it......😁 His loss. I'm chuffed. First rehearsal tomorrow night.

So.....Who bought that Ibanez BTB845V off of ebay i was gassing about

Forgot to present my new one to the Society: Ibanez EHB 1000S. 100% Short-scaler from now.

I did 20 years in insurance related litigation and other stuff. It stands up in court. The only time they ever have a problem is if it's done over the phone or counter and a RM/PF employee doesn't answer questions properly. If it's online it is actually impossible to pay the money until the customer has stated they have read it and accepted the exclusions and limits. They have been very careful in the drafting of the terms - setting compensation amounts at zero would be a lot harder to defend, so they don't do that. IIRC the amount is £200 no matter what. In doing so they already admit they have liability BUT the customer specifically agrees that the amount is limited to £200. RM/PF do not lose these cases: the customer bought a service that was clearly explained and the customer accepted that explanation. They specifically tell the customer then specifically ask the customer if they agree and they don't take payment until the customer says they agree.

Working in insurance, I can tell you that it would very much stand up to challenge. The same way that if you buy a home insurance policy in a flood plain and your insurers exclude flood damage, there is zero chance if you get flooded you will be able to make your insurer pay you. Exclusions are exclusions, and it is not reasonable to expect a salesperson to read out every single exclusion to check it suits your needs. These are what are called non-advised insurance sales, where the customer is provided with the information to make a decision. The onus is on you to check if it suitable and tick the box. Its why Insurers have to offer cooling off periods, to allow you time to do this, though this obviously doesn't apply with cover like this. There is a separate, highly regulated type of insurance sale called Advised, where the onus is on the broker to take a risk presentation and find the most suitable policy, but this is mostly commercial and certainly wouldn't apply here. Again, if you have evidence that you asked the specific question of a salesperson and they told you that the exclusion would not apply for whatever reason they could give, its a different matter and misselling may raise its head, but if I read that exclusion I'd want something in writing off them explaining why it doesn't apply, as otherwise I'd be buying something I can read is not suitable.

Yeah, I think that's way beyond instructing a lawyer, or at the very least small claims!

When I started out playing bass in 1969 I had a Burns Sonic Bass, I used it until 1977 where due to a number of reasons the band broke up after the death of the rhythm guitarist. The neck took a permanent bend and as there was no adjustment it was unplayable, miss that little 30" bass Now I have just purchased a Hohner JJ bass, at 34" it is really stretching my tiny hands! While this is not my one, it was identical to this, I got it for £16 the black Hohner was about 10 times that price.

I did all the circuit plug swaps when I had a 5 string, but there's only so much you can do with those pickups. I put Aguilar DCB pickups in mine in the end. It was a close choice between those and Nords but the 5 string needs 6 string pickups due to the slant frets. It's a lot easier to get different pickups for parallel frets - and now EMG even do some Bart sized options.

So you'd rather go and see volcanos, waterfalls, geysers, drink hyper expensive alcohol, lots of black ash rather than spending a day with a bunch of bassists in a village hall in Yorkshire? Just checking....

Yes, but getting on for 5 years is terrible, especially as the bass was paid for up front.

Interesting. Is that partly because Country is a relatively uncomplicated genre in terms of song structure and chord progression, and therefore a relatively easy one to get under AI's belt?

Sorry but I dont think this would stand up to challenge, if you tell the employee its a bass worth £1,000 they either accept the risk on behalf of the insurer and insure or refuse, a firm cannot knowingly sell insurance which is not applicable. This is what happened with PPI. I would be interested to see how this would stand up to the FCA or the relevant ombudsman. I think its more likely that the firm rely on not asking and agreeing and instead referring people to the T&C's. Jonny