vmaxblues Posted July 29, 2010 Share Posted July 29, 2010 Hi All, Anyone got any recommendations regarding insuring kit? Cheers Stuart Quote Link to comment Share on other sites More sharing options...
woodster Posted July 29, 2010 Share Posted July 29, 2010 Musicguard...... Replaced my MM5 when an Indigo2 roadie snapped the neck. No fuss.... Quote Link to comment Share on other sites More sharing options...
Sarah5string Posted July 29, 2010 Share Posted July 29, 2010 (edited) I've got mine insured through... uh... oh god I've forgotten! Norwich Union? Aviva? Feck. Either way it was really cheap and I got free DNA tracing stuff. Bargain Edited July 29, 2010 by Sarah5string Quote Link to comment Share on other sites More sharing options...
Big_Stu Posted July 29, 2010 Share Posted July 29, 2010 Don't touch E&L, murder to get a hold of even to renew. Just heard that they're even worse when it comes to making a claim. Quote Link to comment Share on other sites More sharing options...
vmaxblues Posted July 30, 2010 Author Share Posted July 30, 2010 I used to be with E&L, so thanks for the tip about them. Musicguard looks promising. Cheers guys (and gals) Quote Link to comment Share on other sites More sharing options...
wateroftyne Posted July 30, 2010 Share Posted July 30, 2010 You might want to so a search - there's a lot of threads on this very subject. I used to be with Musicguard, but when I came to renew a few months back, Endsleigh were far cheaper for comparable cover. Quote Link to comment Share on other sites More sharing options...
EBS_freak Posted July 30, 2010 Share Posted July 30, 2010 [quote name='Sarah5string' post='909367' date='Jul 29 2010, 03:56 PM']I've got mine insured through... uh... oh god I've forgotten! Norwich Union? Aviva? Feck. Either way it was really cheap and I got free DNA tracing stuff. Bargain [/quote] I'm insured with Allianz - [url="http://www.allianzmusicalinsurance.co.uk/"]http://www.allianzmusicalinsurance.co.uk/[/url] They provide SmartWater - the same stuff I suspect Sarah5string is talking about. Quote Link to comment Share on other sites More sharing options...
Big_Stu Posted July 30, 2010 Share Posted July 30, 2010 [quote name='vmaxblues' post='910012' date='Jul 30 2010, 10:47 AM']Musicguard looks promising.[/quote] In my experience it depends what you've got. My last valuation from E&L was £4.5k for my bass (which I thought was an over-estimate but there you go). I asked Musicguard for a quote & the girl said it was too obscure for them to give a figure for so I had to find a competent company to give a valuation. (I did ask why a specific music insurance business would say that, which leads me to believe that they're just a cover name for a generic insurance company, same as E&L) I got a letter from Bonhams music expert who said £3.5k; not good enough for Musicguard. I asked Vintage & Rare for one & they said - after about 3 months - that they didn't know enough about John Birch to give a qualified opinion. So right now I'm at a loss as to who to ask for cover. Quote Link to comment Share on other sites More sharing options...
Cat Burrito Posted July 30, 2010 Share Posted July 30, 2010 I'm with musicguard who came recommended. Nothing has gone wrong yet (touch wood) so I don't know if they are any good Quote Link to comment Share on other sites More sharing options...
CHRISDABASS Posted July 30, 2010 Share Posted July 30, 2010 Im also with musicguard! Nothing to fault them on yet, i like how you can even opt for gear break down / repair and they pay for the hire of replacement gear while things get fixed! Nice Fingers crossed i wont need to claim but its nice to know im covered on the gear i take out to gigs just in case Quote Link to comment Share on other sites More sharing options...
woodster Posted July 30, 2010 Share Posted July 30, 2010 When my MM5 broke, Musicguard sent a courier to pick it up and bring it back to them.. They looked at the snapped neck and called Musicman, who told them they don't sell replacement necks... Musicguard then rang me and said "They dont have your model anymore (2006 ltd black & gold) but they've got a black/rosewood Stingray 5 with the colour matched headstock. Do you want that one?" 36 hrs later, it was in my hands. Thankfully, it's the only claim I've had but I can't fault the process. Quote Link to comment Share on other sites More sharing options...
bassbloke Posted July 30, 2010 Share Posted July 30, 2010 Do you have MU membership, because that comes with £2000 equipment cover and PLI. Granted, 2K doesn't go a long way, but additional cover on top is reasonable. Quote Link to comment Share on other sites More sharing options...
jonny-lad Posted July 31, 2010 Share Posted July 31, 2010 [quote name='bassbloke' post='910341' date='Jul 30 2010, 03:19 PM']Do you have MU membership, because that comes with £2000 equipment cover and PLI. Granted, 2K doesn't go a long way, but additional cover on top is reasonable.[/quote] +1 That's what I use! Other benefits with the MU membership too like free public liability insurance and even some kind of free personal injury insurance. Quote Link to comment Share on other sites More sharing options...
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