Kev

Well that wouldn't be an issue as the Policies i am looking at are New for Old so you are insuring for the new replacement cost (obviously valuation make total sense for vintage/rare instruments, which mine were not). It's purely proof of ownership i am struggling with.

To be fair, as i say i work in insurance and you wouldn't believe the kind of things you deal with. You would certainly realise why certain conditions are put into Policies and why it may seem hard work to claim at times! I did, however, just think Musicguard were out of touch with the market with the proof of ownership thing and i told them so. I just wonder if they are okay in the event of a claim before i give them or anyone else any more money.

Yes, always worth checking Policies very carefully. In fact, new changes by the FCA have abolished utmost good faith and the requirement to disclose material facts, so the position of the Insured has actually improved, particularly in cases like yours. Had you not disclosed the competition, and had they not specifically asked if at any point during the holiday there would be any sort of competition, the ombudsman would almost certainly rule in your favour.

I Insured my gear under a Musicguard insurance Policy up until earlier this year, when i cancelled it following a discussion/argument with a few of there advisors. Basically, it was over proof of ownership for my then two bass guitars. Because i did not buy them new and could not show specific bank transactions showing when i bought them/what i paid (emails discussing purchase weren't acceptable), they advised they would not cover me unless i provided valuations in the event of a claim, which i was not prepared to pay for [size=4](no idea how having a valuation is more proof of ownership than a picture of me holding the bass with a copy of the Insurance Schedule). Working in insurance for 4 years, I thought it ridiculous given the nature of the market and refused to renew.[/size] [size=4]However, following gear switch-arounds, i know have just one rather expensive (incoming) second hand bass and a variety of effects units i have owned from new. Now, i have proof of ownership (under Musicguards rules anyway) for the bass in that i paid with a bank transfer, and have receipts for the pedals (Amp is still an issue, though) so i am wondering whether to insure again or not. [/size] Has anyone here had any problems with insurers in the event of a claim? Who do you use? I don't gig so i am more worried about AD and Theft. Majority of general Household policies exclude AD to instruments, hence me wanting a seperate Policy. No need to discuss Entertainment and Leisure, i wont be going anywhere near them

Did they use real eggs during the show? He took his jacket off but i didn't see any anywere, but that may just be me...

It was a very awkward moment, as i think the only way it could have been more obvious that it was staged is if the georgie fellas had announced her as the egg wielding viola player (which incidently sounds like a decent act). The whole show is a joke, and the fact that a non-British talent won the show sort of sums the whole thing up really.

Have to say mate, that modded FX25 sounds brilliant!!

Sell the EBS and get yourself a fuzz

Always been curious about these, let us know what it's like!

Interesting, what's the mod?

How many bass brands haven't been mentioned in here, i wonder?

Bloody hell, well done mate! Is it an actual Warwick as well, rather than Rockbass? Fantastic stuff, enter those bloody competitions every month!

I don't think people are too skint. I sold my Warwick Thumb last week, only took a couple of days and was very surprised at the amount of enquiries i had considering the slow market.

I like Pigtronix stuff. Their phaser/filter had one of my favourite filter tones ever.

The GAS will never end my friend! But looking good at the moment Out of interest, how do you use the Lomenzo and Metaldrive, as without actually trying either i would have thought they may achieve similar things?

Hmm, Not sure you would want to get involved, are you in a position to look and try before bidding?