6stringbassist Posted June 28, 2008 Share Posted June 28, 2008 (edited) This is probably something most people neglect, I know I certainly have. I used to use Musicguard but fell out with them a couple of years ago. Last night I was lying listening to some music, and it occurred to me how much my gear is worth, it get's taken out 3 or 4 times a week, and well it's not insured. Who do you recommend. A quick search found these two [url="http://www.victorcknight.co.uk/"]http://www.victorcknight.co.uk/[/url] [url="http://www.allianzmusicalinsurance.co.uk/default.asp"]http://www.allianzmusicalinsurance.co.uk/default.asp[/url] Both offer really good quotes, but has anyone ever dealt with them, and been unfortunate to make a claim, did you encounter any problems ?. Edited June 28, 2008 by 6stringbassist Quote Link to comment Share on other sites More sharing options...
g1hsg Posted June 28, 2008 Share Posted June 28, 2008 [quote name='6stringbassist' post='228534' date='Jun 28 2008, 12:53 PM']Who do you recommend. [url="http://www.victorcknight.co.uk/"]http://www.victorcknight.co.uk/[/url] [url="http://www.allianzmusicalinsurance.co.uk/default.asp"]http://www.allianzmusicalinsurance.co.uk/default.asp[/url] Both offer really good quotes, but has anyone ever dealt with them, and been unfortunate to make a claim, did you encounter any problems ?.[/quote] I've used Allianz - but only for Orchestral Brass (French Horn/Trumpet/Trombone). Their quote was good and my one claim (tempts fate) was settled quickly and without quibble. Can't comment on your other choice. HTH Neil Quote Link to comment Share on other sites More sharing options...
john_the_bass Posted June 28, 2008 Share Posted June 28, 2008 I rang Endsleigh last week who quoted me £125 for 10k cover on a new for old basis. Quote Link to comment Share on other sites More sharing options...
6stringbassist Posted June 28, 2008 Author Share Posted June 28, 2008 [quote name='john_the_bass' post='228539' date='Jun 28 2008, 01:00 PM']I rang Endsleigh last week who quoted me £125 for 10k cover on a new for old basis.[/quote] Thanks, I'll give them a try too. I basically want to pick someone who's not going to mess about if I have to make a claim, I'm very careful with my gear, but you never know. Quote Link to comment Share on other sites More sharing options...
waynepunkdude Posted June 28, 2008 Share Posted June 28, 2008 If you have home contents insurance check your policy, mine covers me for £5k for stuff i take out of the house and covers everything inside my house. Quote Link to comment Share on other sites More sharing options...
BassBod Posted June 28, 2008 Share Posted June 28, 2008 I've used Vic Knight for years - never had to claim, so I can't say I've ever been able to test them - and I hope it stays that way. I've contacted them a few times with questions, and they've always been very easy to deal with. BB Quote Link to comment Share on other sites More sharing options...
Tinman Posted June 28, 2008 Share Posted June 28, 2008 [quote name='6stringbassist' post='228534' date='Jun 28 2008, 12:53 PM']This is probably something most people neglect, I know I certainly have. I used to use Musicguard but fell out with them a couple of years ago. Last night I was lying listening to some music, and it occurred to me how much my gear is worth, it get's taken out 3 or 4 times a week, and well it's not insured. Who do you recommend. A quick search found these two [url="http://www.victorcknight.co.uk/"]http://www.victorcknight.co.uk/[/url] [url="http://www.allianzmusicalinsurance.co.uk/default.asp"]http://www.allianzmusicalinsurance.co.uk/default.asp[/url] Both offer really good quotes, but has anyone ever dealt with them, and been unfortunate to make a claim, did you encounter any problems ?.[/quote] Mate, what was your problem with Musicguard? I'm insured through them and I'd be interested to know if they're as good as they appear to be, or whether I need to look elsewhere. Quote Link to comment Share on other sites More sharing options...
Musky Posted July 29, 2009 Share Posted July 29, 2009 [quote name='nutmeg31415' post='554970' date='Jul 29 2009, 12:03 PM']Newmoon Insurance specialises in insuring musical instruments. Worth a look [url="http://www.newmooninsurance.com/musical/"]Newmoon Musical Instrument Insurance[/url][/quote] It might be worthwhile coming clean and stating upfront if you've got a vested interest. No one minds a heads up but nobody likes being deceived, especially if you're asking them to trust you with their cash. Quote Link to comment Share on other sites More sharing options...
xilddx Posted July 29, 2009 Share Posted July 29, 2009 I think I will join the Musician's Union. Need to check out the details but i belive you get a LOT of cover with your membership. Quote Link to comment Share on other sites More sharing options...
jonsmith Posted July 29, 2009 Share Posted July 29, 2009 [quote name='waynepunkdude' post='228551' date='Jun 28 2008, 01:26 PM']If you have home contents insurance check your policy, mine covers me for £5k for stuff i take out of the house and covers everything inside my house.[/quote] I'd be very careful with that. On many home contents policies, musical equipment is not covered if it is being used in a professional capacity (i.e. you are being paid for your performance). Quote Link to comment Share on other sites More sharing options...
ezbass Posted July 29, 2009 Share Posted July 29, 2009 [quote name='waynepunkdude' post='228551' date='Jun 28 2008, 01:26 PM']If you have home contents insurance check your policy, mine covers me for £5k for stuff i take out of the house and covers everything inside my house.[/quote] +1 Definitely worth checking out, I saved a fortune by just adding "outside the home" to my contents insurance. Quote Link to comment Share on other sites More sharing options...
bassace Posted July 29, 2009 Share Posted July 29, 2009 Musician's Union gives you insurance up to £2k. Quote Link to comment Share on other sites More sharing options...
jonsmith Posted July 29, 2009 Share Posted July 29, 2009 [quote name='ezbass' post='555216' date='Jul 29 2009, 03:34 PM']+1 Definitely worth checking out, I saved a fortune by just adding "outside the home" to my contents insurance.[/quote] But do you earn money from playing? If you do, then you're most likely not covered. Quote Link to comment Share on other sites More sharing options...
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