Is anyone here insured with the MU? I'm a member only because of the insurance, but if someone has bad experiences about it I'd love to hear about it and maybe change to another company... Also, by the way, some friends of mine got some gear stolen day before yesterday. Seems some scumbags broke into some practice rooms and stole stuff from several bands... [size=4] Good news is, they didn't seem to know much about gear so they took quite uncommon stuff that could be hard to sell. Hope they catch them that way...[/size]