I know of somebody who is - although to be fair, they don't seem to be around too much of late.
Falsifying documents is on a hiding to nothing - especially if you get caught.
Anyway, funny story about somebody trying to pull a fast one. The wife of a basschatter on here used to be the claims handler for a sizeable insurance company and out of the blue, I got a message saying, "what do you reckon this is?" from the fellow Basschatter.
What it was, on face value, was a picture of a genuine Fender J bass with a close up of the headstock stating P bass with maybe some modifications. He was claiming for a USA P bass of a much, much higher value. We thought it may have been a bitsa but it piqued our interest enough to have a closer look.
Given the guys telephone manner, the wife had her suspicions about the validity of the claim. We mused over the photo and figured out that it was a bastardised Mark Hoppus bass and what was being claimed for was a much, much more expensive USA P bass. I would loved to have been a fly on the wall when he got the message, that despite his attempt at defrauding the insurance company, they would honour the payment out for a Mark Hoppus bass.
Bet the guy thought he was quids in when he had a seemingly wet behind the ears when it comes to basses claims handler. Just goes to show eh? You never know who's eyes things end up under.