Music Insurance

[baseline9]

I recently insured my gear through the house contents insurance (I'm a tenant)

I was surprised at how easy it was and it only puts a few pounds a month onto your premium

I covered 2 basses and a amp for £4k, I listed the items and provided serial numbers to the insurer so they are covered no matter where I am in the UK.

Music Guard is also good and I used to be with them. They are a little more expensive although you prob get better coverage for what you pay for (I think i used to be covered in Europe too).

Def worth looking into with your house insurer if anyone is thinking of doing the same.
I'm with the co-op insurance

Cheers.

Edited April 12, 2013 by baseline9

[Jimryan]

I recently insured all my gear. Everything I have, worldwide including unattended vehicles, with £1,000,000 public liability. Comes to about £80 for the year, but much cheaper without the public liability. Got all mine through Allianz after seeing them at LBGS.

[mushers]

mine are covered on the home insurance in or out of the house at no extra cost, funny thing is none of the tools i use for work were even covered in the house until i paid a few quid more

[MacDaddy]

free insurance plus public liability included with MU membership.

[dand666]

[quote name='MacDaddy' timestamp='1365807373' post='2044935']
free insurance plus public liability included with MU membership.
[/quote]

This. And as a student you can get it for £20 a year, as opposed to the £183!

[wateroftyne]

Usually there's an exemption for gear nicked from a paid gig. I'd check if I were you...

Edited April 13, 2013 by wateroftyne

[spacey]

You have to read the contract small print.
Most exclude stolen from unattanded cars without a lockable boot, if the seats fold down from inside the car, they class that as a none lockable boot.
Been there, done that, thieving lying ******* all of them.

Edited April 13, 2013 by spacey

[Dood]

Also, be very careful on home policies to check if you use your basses for anything remotely semi- or professional. If you earn money from playing your Bass / gear you may find that you are not covered.