[size=3][font=arial,helvetica,sans-serif]hi guys,[/font][/size]
[size=3][font=arial,helvetica,sans-serif]I'm hoping to draw on your experiences here - if I've put this in the wrong place please let me know and I'll re-post it wherever it should be.[/font][/size]
[size=3][font=arial,helvetica,sans-serif]So, I'm hoping you could give me some advice insurance for bands. [/font][/size][font=arial, helvetica, sans-serif][size=3]I have recently begun to play in a function band and have somehow managed to become the band leader with responsibility for banking and am thinking about what's the best way to get insured for Public Liability? [/size][/font][font=arial][size=1]
[size=3][font=arial,helvetica,sans-serif]If I join the MU as an individual is it just me that is covered, or am I covered for the band too? For example, if a non MU member of the band's equipment caused an injury to a member of the public, or if the band was unable to perform at short notice and was therefore in breach of contract would my MU insurance cover these liabilities? I'm asking because as the band leader and the person responsible for 'the band' as a legal / financial entity these things would very likely land in my inbox and I want to be confident that I am not exposed if my fellow band mates (a disorganised rabble!) fail to insure themselves.[/font][/size][/size][/font]
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[size=3][font=arial,helvetica,sans-serif]Hope you can help! [/font][/size][/size][/font][font=arial][size=1]
[size=3][font=arial,helvetica,sans-serif]Regards, [/font][/size][/size][/font][font=arial][size=1]
[size=3][font=arial,helvetica,sans-serif]Doug[/font][/size][/size][/font]