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Everything posted by jonnybass
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That’s outrageous, and can I think only be explained by it not being “regulated” insurance. sorry you had this experience. Jonny
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Yeah i am the same, having worked in regulated financial services for a looooong time i know exactly what you mean. Jonny
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Does this mean i am due you a massive fee?? Jonny
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@Kev and @fretmeister interestingly after a bit of reading it appears that this is not regulated insurance, and so is to technically covered by FSMA in the same way house insurance etc is covered.....just goes to show. Probably why its referred to as protection and compensation.. jonny
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I dont work in general insurance but I'd say thats apples and pears, an insurance policy that covers mulitple options with exclusions is different to a one off contract for a specific purpose. The point i made is that when the agent is presented with information on the item being transported, the exclusion shouldnt apply if they have accepted the insurance premium. Contracts are two way, if the insurer doesnt know whats in the box the exclusion can apply but i still fail to see how if the insurer knows whats being insured, that the item cannot be insured that they can accept the premium. that act in itself would fail to meet FCA principles surely? Jonny
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I think we are talking about two different things, i am talking about the employee and customer interacting, not the designed process. Im no lawyer, and havent worked in insurance litigation, but as i said, I believe that if its discussed and the agent takes the money I'd still say its insured, as otherwise the employee is taking money they are confirming cover of the insurance policy, but what your talking about is a process where that doesnt happen. The clicks wont work that way online and id imagine the scripts for the process prevents such an occurance. like you say "if they dont ask the questions properly" that could cause a problem. The tick in the T&C's is to show the firm hasnt hidden exclusions and the person knows, but if the agent acting for the insurer deviates from the T&C's, accepts money and confirms cover my understanding would be the FCA or ombudsman would view that as accepted to vary the insurers terms and conditions. As i said if you are discussing it with the employee and they know whats in the box, they cant take money for insuring it if its not insured. That is the whole basis of the years of PPI refunds of employees accepting insurance payments for situations they knew were not insured. But as i said i dont work in insurance litigation. Jonny
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Sorry but I dont think this would stand up to challenge, if you tell the employee its a bass worth £1,000 they either accept the risk on behalf of the insurer and insure or refuse, a firm cannot knowingly sell insurance which is not applicable. This is what happened with PPI. I would be interested to see how this would stand up to the FCA or the relevant ombudsman. I think its more likely that the firm rely on not asking and agreeing and instead referring people to the T&C's. Jonny
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bloody lovely bass too, hope it finds its way to the rightful owner. Jonny
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If you are declaring whats in the package and they take the money, I would think its insured. My understanding would be if you said its a bass guitar worth £1,000 and they said its £20 for insurance for that, its insured, regardless of terms and conditions, as you have entered into a contract and exchanged money based on the information given. Jonny
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@eude and @skelf thats an absolutely stunning instrument. Love the approach from ACG to be as bespoke as possible for the player. You are a lucky man with that bass Eude. Jonny
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It worked out lovely for the bass…I now have added it to my GAS list… jonny
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What new gear should be produced?
jonnybass replied to Jean-Luc Pickguard's topic in General Discussion
A fender Mexican production jazz bass V based on the Roscoe beck, with the Same pickup configuration, asymmetric neck. Jonny -
PJB Briefcase uber-portable high-end combo - *SOLD*
jonnybass replied to Happy Jack's topic in Amps and Cabs For Sale
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Flipping basses for profit – fair game or not cool?
jonnybass replied to Allaboutthebass's topic in General Discussion
Its a tough one, if I sold a bass at around market value and for some reason the market changed and it was worth 10 times more and it was resold at the new price I'd curse my bad timing but not the other seller. If someone gave me a sob story and convinced me to sell under value then the next day had it on at market value id not be best pleased and be unlikely to deal with that person again. However, we've all dreamed of or managed to snap up that 59 les paul at a car boot for £10. if you did and sold it would you go looking for the seller to give them a share? or would you pocket it? Or if they had a 54 p bass for £20 would you offer them market value or buy it at the bargain price? Jonny -
Euphonic Audio cxl1x12 (2 for sale) with covers
jonnybass replied to jonnybass's topic in Amps and Cabs For Sale
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I break my practice sessions into two types. Technical and playing. before I do either I warm up then I start on technical practice. technical practice I limit to 10 minutes. I pick one exercise, put the metronome on and play it. Once I play the exercise perfectly 3 times I increase the metronome tempo. I got it from a janek gwizdala series, and for me it’s so useful to improve my technique. playing practice is exactly as it sounds, playing songs, parts, noodling, jamming but just playing. There’s no time limit on this bit and it’s about fun and playing. this is how i (slowly) get better. jonny
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Personally I bought my first double bass about 11 months ago after playing electric for 30 years. Loving it but I find it takes time and allot of practice to sound good. I don’t find it easy to switch between electric and upright yet. Used to have a NS Wav eub, didn’t sound like a double bass, or an electric, didn’t feel like one in terms of the physical part but it did have its own (good imo) sound and I could switch between them easily. jonny
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For sale are 2 euphonic audio cxl 1x12 cabinets, complete with covers. Great cabs never skipped a beat for me. For those who don’t know, 1x12 cabs with tweeter, in their day very portable. Great sounding cabs. I’m downsizing and moving so it’s time to move them on. looking for £200 per cab & fitted cover. Postage at buyers expense, deals available if you want both cabs. no real trades in mind but try me out with interesting basses if you fancy. jonny
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Great stuff jonny
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That took a turn I wasn’t expecting. Hope @The Guitar Weasel comes back. I’m sure no offence was meant. jonny
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@JazzyJ I started in October after 30 odd years of electric bass. I’d echo what @Burns-bass said very different but hugely rewarding. When you hit a note and it just blossoms out it’s fantastic. enjoy!! jonny
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I’d back this 100%. I’m pretty new to this, buying my first upright from @Happy Jack in October. I’ve thrown myself in and I’m loving every minute. Couple of gigs done and some recording. great fun but apart from “note geography” it’s not like playing electric. Jonny
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I spent about a year using the Zoom b6. Really straightforward great live board, good built in DI. If you are just looking to expand out a little from a zoom B3 it has to be an option. Modelled amp, and DI with about 4/5 effects and a brilliant tuner, it is pretty much everything I needed at the time for gigging in one box. Moved to a Line 6 HX stomp XL as I was looking for the effects to go more 'out there". I have used it live, once set up it sounds great but I'd say it does need a fair bit of set up and potentially tweaking on gigs more than the zoom did. Yes its a more powerful beast and can do allot more, I'd say its a question of what you want. With the Zoom i edited and set up usable patches by plugging it in to my amp and just tweaking. With the HX Stomp i had to plug the laptop in, and the amp and then do it. I think we are in a lucky position that the multieffects/modelling market has a load of great gear, its down to how you want it to work and how you prefer to edit work with it, sound wise I think you are unlikely to go wrong. jonny
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Cheapest bass I can see on DH gate was $207 with delivery, assuming that covers any import taxes its about £150. Theres about 4 basses on FB market place for that or cheaper from as far away as Musselburgh. They wont look like a Duff bass though but you will get a chance to try them before you buy. It will be harder to get a bass you think is cool though, depend if you want to take a punt I suppose. Jonny
