I've had a bit of a look at around at 3rd Avenue instruments and all seems OK really. Mainly good reviews, admittedly from beginners so may not be know any better, but certainly nothing bad.
I completely understand the need to pay on finance and this is limiting your choice.
The thing to remember about modern budget instruments is that, with modern machining, they are far far better than the budget instruments that folks here are comparing them to from the 80s.
Today's budget instruments can be made very playable with an hours tinkering if you know what you're doing, but taking it to someone for a set up, as has been mentioned earlier by someone, costs money. I would happily give it a set up myself but I'm down in Cornwall, but maybe there is a kind soul local to you on here that would just give it a few tweaks to make it easier to learn on. It may not need anything though.
Personally, in your circumstances, I'd buy the package and then put a post on here asking if there's anyone local who could give the bass a once over and adjust anything that needs it. I'm sure there'd be someone willing to help out.
If you were able to buy without paying by installments then I'd look at Harley Benton basses from a German company called Thomann and put a package together myself. It would cost the same but the bass would probably be a better bass. But only probably as I've never played a 3rd Avenue bass, they might be just as good.
Whatever you go for, best of luck getting it sorted and it's a great thing you're doing.
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Edit, Bassassin posted the same thing at the same time.