dabootsy Posted January 10, 2010 Share Posted January 10, 2010 Hi all i have been looking into insuring my gear and also getting public liability insurance with it, as we now live in a blame society. I have come across Musicguard, has anyone had any dealings with them or does anyone know ofany good companies that offer this service Cheers Quote Link to comment Share on other sites More sharing options...
crez5150 Posted January 10, 2010 Share Posted January 10, 2010 Join the MU and get covered, albeit on a limited base but worth it Quote Link to comment Share on other sites More sharing options...
jakenewmanbass Posted January 10, 2010 Share Posted January 10, 2010 [quote name='crez5150' post='707489' date='Jan 10 2010, 11:15 AM']Join the MU and get covered, albeit on a limited base but worth it[/quote] +1 Quote Link to comment Share on other sites More sharing options...
dabootsy Posted January 10, 2010 Author Share Posted January 10, 2010 [quote name='jakesbass' post='707617' date='Jan 10 2010, 01:20 PM']+1[/quote] I have thought about this but the MU is about 3 times more expensive than my musicguard quote Quote Link to comment Share on other sites More sharing options...
jakenewmanbass Posted January 10, 2010 Share Posted January 10, 2010 [quote name='dabootsy' post='707740' date='Jan 10 2010, 03:06 PM']I have thought about this but the MU is about 3 times more expensive than my musicguard quote[/quote] Really??!! Does that include £10 million PLI? Quote Link to comment Share on other sites More sharing options...
alansanderson Posted January 10, 2010 Share Posted January 10, 2010 [quote name='dabootsy' post='707740' date='Jan 10 2010, 03:06 PM']I have thought about this but the MU is about 3 times more expensive than my musicguard quote[/quote] MU gives you £2k unspecified, so if anything goes up to that value it's covered... also get free legal advice, medical with BAPAM etc... That's what I have now, but I got the student rate membership.. I had Musicguard the year before and nothing went wrong, but since I never had to claim I can't really recommend them! Quote Link to comment Share on other sites More sharing options...
Cat Burrito Posted January 10, 2010 Share Posted January 10, 2010 MU gives you much more than any insurance quote in my opinion Quote Link to comment Share on other sites More sharing options...
jakenewmanbass Posted January 10, 2010 Share Posted January 10, 2010 [quote name='BurritoBass' post='707751' date='Jan 10 2010, 03:17 PM']MU gives you much more than any insurance quote in my opinion[/quote] +1 for that too Quote Link to comment Share on other sites More sharing options...
jonsmith Posted January 10, 2010 Share Posted January 10, 2010 I'd read the small print of any PLI additions on these things as many of them provide cover for the individual only, not the band that they're a member of. I imagine this could lead to complications if a compensation demand was made against the band as a whole (which I suspect it would be in most cases). We took separate band-specific PLI to cover all possibilities. Quote Link to comment Share on other sites More sharing options...
Stingray5 Posted January 10, 2010 Share Posted January 10, 2010 The members magazine, 'Musician', is a damn fine read, too! Quote Link to comment Share on other sites More sharing options...
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