kiat Posted June 9, 2011 Share Posted June 9, 2011 Now I've got a bass worth some quids am wondering how best to insure it - it'll be outside home with me a fair bit (I'm not a pro musician). Any tips? Quote Link to comment Share on other sites More sharing options...
stingrayPete1977 Posted June 9, 2011 Share Posted June 9, 2011 I have an interest in this too. Mine used to be with E&L but the premiums shot up whilst the cover got less comprehensive each year so I ditched it. I have added a pre EB , Ray5 and a shuttle 6.0 with a choice of cabs since then so I could do with some. Awaiting good info with the OP Quote Link to comment Share on other sites More sharing options...
ficelles Posted June 9, 2011 Share Posted June 9, 2011 Join the MU - £2k of instrument insurance for free, plus you get £10 million of PLI which [u]everyone[/u] performing live should have. The MU insurance is ok for what I take out of the house generally and my house insurance covers everything while at home (I have my stuff named on the policy) at no extra cost. I guess the £2k limit might be an issue to some of you high-end bass owners but I think you can pay the MU insurer for a top-up if it isn't enough. Loads of other reasons for joining the MU of course, free template contracts and legal advice for example... ficelles Quote Link to comment Share on other sites More sharing options...
stingrayPete1977 Posted June 9, 2011 Share Posted June 9, 2011 Any ideas how much it is to join? Although as you say unless it's reasonable to add to the limit I would struggle with a choice of one bass or the amp Quote Link to comment Share on other sites More sharing options...
Thurbs Posted June 9, 2011 Share Posted June 9, 2011 I put together a spreadsheet of all the gear I have with serial numbers for insurance purposes. I was shocked to find out I take £5k's worth of stuff to a gig and have over £7k at home. I thought it was only about £2-£3k. I have since vastly decreased my "gig kit", logged the lot list with the insurance company and have already moved some kit on. Quote Link to comment Share on other sites More sharing options...
ficelles Posted June 9, 2011 Share Posted June 9, 2011 [quote name='stingrayPete1977' post='1263085' date='Jun 9 2011, 07:05 PM']Any ideas how much it is to join? Although as you say unless it's reasonable to add to the limit I would struggle with a choice of one bass or the amp [/quote] MU basic level membership (earnings from music under £5k pa I think) is £13 pcm billed quarterly... you get quarterly glossy mags and lots of online stuff, plus the guy who wrote Turning Japanese is the legal adviser I believe which is seriously cool imho. Oh and the free insurance... I joined a long time back just for the PLI after it being demanded by a particular venue, have stayed a member ever since as it's a good thing for a musician to be part of and to contribute to. Join! ficelles Quote Link to comment Share on other sites More sharing options...
stingrayPete1977 Posted June 9, 2011 Share Posted June 9, 2011 I will have a look at the weekend and see what other deals are out there, I'm gigging less at the moment than last year but the household cover would fall short for the pre EB and my five should a toe rag help themselves Quote Link to comment Share on other sites More sharing options...
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